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Car Insurance Discounts

Save money on car insurance with our discounts that can help you balance the cost of coverage with the amount of protection you need.  See how you can qualify for car insurance discounts.

Start a quote

or call 844-349-8416 and we'll help you find the car insurance that works for you.

Featured car insurance discounts

Multi-Policy Discount 

You could qualify for the Multi-Policy Discount if you have at least an auto insurance and a home insurance policy with us. You can add others, too, like life insurance, disability income, or a COUNTRY Trust Bank® account or Annuity product with a balance of over $1,000. 

COUNTRY Financial® DriverIQTM

Are you a safe driver? With DriverIQ, you could save up to 25% on your car insurance. Sign up, download the app, and we’ll track metrics like acceleration, braking, cornering, and phone use each time you drive. Get high safety scores and start saving!

Occupation Discount

Certain jobs are vital to the communities we serve. That’s why we offer full-time K-12 teachers, firefighters, police officers, EMTs or paramedics special discounts, like our Occupation Discount for teachers and Occupation Discount for first responders.

Simply Drive® Discount

Teen drivers have accidents at higher rates, which means they cost more to insure. But if your newly licensed teen completes our Simply Drive course, you may qualify for a car insurance discount—and help them become a safer driver.

Loyalty discounts

Multi-Car Discount

You can save money with our Multi-Car Discount if you insure two or more cars with us. This could be apply to you if you're a parent with a teen driver looking to add another car for them.

Legacy Discount

As a parent, you may want to leave a legacy to your children. With our Legacy Discount, you can start early by passing on your Multi-Car Discount and Multi-Policy Discount to them. If you qualify for those discounts and have unmarried drivers under 25 in your family, they may also be eligible for the discounts, even if they don't live in your home. 

Driver discounts

Engaged Couple Discount

Weddings are expensive. If you’re planning yours and looking to save anywhere you can, how about a break on car insurance? You could qualify for our Engaged Couple Discount if:

  • You’re engaged
  • Your wedding date is within the next year
  • Both you and your fiancé are ages 21-29
  • You and your fiancé’s cars are insured with us

Talk to your rep to learn more.

Good Student Discount

Turn good grades into car insurance savings. If you have a teen driver on your insurance, encourage them to keep their grades up; full-time students with at least a B grade point average could save up to 35% on car insurance.

We also offer discounts for recent college grads. If you've recently completed your degree and are under 25, send us your college transcripts or diploma, and we'll give you an auto insurance discount.

Good Driver Discount

We believe good drivers should save money on auto insurance. If you've had no accidents or traffic tickets in three years, you may qualify for our Good Driver Discount and save on your car insurance. 

African American man working from his home office.

Advanced Quote Discount

Looking for a new car insurance provider? As long as your current policy is still active, get a quote with COUNTRY Financial before it expires to qualify for our Advanced Quote Discount.

Along with a discounted rate, you could get everything else our customers love about us, like quality car insurance coverage and outstanding claim service.

Start a quote

or call us at 844-349-8416 

Safety discounts

Defensive Driver Discount

Complete a state-approved motor vehicle defensive driving course and you may be eligible for a discount. This is a great option for teens, but you don't need to be a new driver to qualify. And you can requalify for the discount by retaking the defensive driving course. Talk with your insurance agent to see if you qualify.

Anti-Theft Discount

We offer car insurance discounts for vehicles equipped with theft-deterrent systems, like alarms or anti-theft devices. If your car has anti-theft tech, you could save on comprehensive coverage.

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Ready to start an auto insurance quote?

Start a quote

or call us at 844-349-8416 and we'll help you find the car insurance that works for you.

Discounts and availability vary by state.

COUNTRY Financial® is a family of affiliated companies (collectively, COUNTRY) located in Bloomington, IL. Learn more about who we are.

Auto insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Preferred Insurance Company® and COUNTRY Casualty Insurance Company®, Bloomington, IL. 

For more information, read our COUNTRY Financial DriverIQ Terms & Conditions.

For product and service information, read our Terms & Conditions. Read our full Financial Services Handbook.